Health Insurance vs Critical Illness Insurance: What’s the Difference?

Health insurance and critical illness insurance serve very different purposes.

Health insurance helps cover medical expenses such as hospitalisation, surgeries, and specialist consultations.

Critical illness insurance provides a lump-sum payment upon diagnosis of specified serious conditions, helping with income replacement and living costs.

In short:
Health insurance covers treatment costs,
while critical illness insurance supports your financial stability.

A combination of both can provide more comprehensive protection.